Positive Account Scoring - AFS

Overview

Positive scoring helps reduce noise from low-risk alerts and brings higher-risk items to the surface. In addition to the historical negative scoring you already know, TrueChecks now evaluates positive behavioral patterns on an account and adjusts its overall recommendation accordingly.

How Positive Scoring Works

AFS applies systematic logic to identify high-volume accounts with consistently low return rates. When an account presents many items that clear without return — especially within recent periods — TrueChecks will score the account positively.

This positive activity can sometimes override older, low-severity alerts. When that happens, you may see a message indicating that the positive scoring has influenced the overall recommendation.

What You’ll Still Receive

AFS continues to return all relevant alerts as supporting data. Nothing is hidden or removed. The difference is that the overall recommendation may shift positively when the account shows a strong history of safe, active behavior.

Why It Matters

Positive scoring helps you:

• Reduce false alarms from legacy low-risk alerts

• Surface genuinely high-risk items faster

• Limit unnecessary manual review, especially on known safe, high-volume accounts

• Focus analyst time where it has the most impact

This keeps TrueChecks aligned with your daily fraud-risk workflow: less noise, clearer visibility, better decisions.