What was done?
Present Nacha Company Entry Description data (8505)
ACH analysts can view the Company Entry Description in Results and Batches screens when analyzing a transaction for fraud mitigation.
• On the Results screen, Company Entry Description is displayed as "Comp Entry Desc" within the header of the SEC Code and Transaction Type column. When expanding the filter of the column, the phrase Company Entry Description is displayed instead of the abbreviation.
• On the Batches screen, Company Entry Description is displayed below "SEC Code" within the Transaction Details section when the details are expanded.
TrueACH will display whatever value is in the Company Entry Description field of the ACH file, whether it's a standardized value or not.
Why is this useful?
The Company Entry Description is intended to describe the purpose or intent of a transaction. Nacha documentation says that standardized uses of the Company Entry Description can help parties in the ACH Network identify, monitor, and count the volume of payments for specific purposes while helping manage risk.
Nacha is implementing new rules in March and June 2026 that require the ODFI and the RDFI to perform transaction analysis, whether through manual or automated processes and procedures. Payroll and Purchase are two new Company Entry Descriptions that are components of the new rules.
How do I use it?
1. On the main menu bar, click Results or Batches
BATCHES VIEW:
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What was done?
Added Company Entry Description as a condition when setting up an ACH Batch Rule
An ACH analyst can now use Company Entry Description as a rule condition when creating a Batch Rule.
TrueACH will use Company Entry Description as a condition when creating a Batch Rule. The user has an option to select one of the values from the following list or enter up any 10 alphanumeric characters:
o PAYROLL
o PURCHASE
o ACCTVERIFY
o REVERSAL
o RETRY PYMT
Why is this useful?
Company Entry Description, along with other data elements related to an ACH transaction, may provide insight into the transaction and the sender or receiver of the transaction to aid in fraud mitigation.
How do I use it?
1. When logged in as an AFS Admin, choose a client institution and use the “choose”option to select Batch Rules.
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What was done?
Added ability in Batch Rules to Trigger off Nacha Fields (UI Changes)
An ACH analyst can use additional Nacha fields as a rule condition when creating a Batch Rule. The additional fields are:
• Company Name
• Company Identification
• Company Entry Description
• Individual Identification Number
• Identification Number
• Individual Name
• Receiving Individual/Company Name
Why is this useful?
As an aid in fraud prevention and fraud analysis, an institution may have a need to closely monitor a specific entity
How do I use it?
1. As a financial institution user, select Settings / Batch Rules and use the drop down to select the desired conditions for rule creation.
2. As an AFS Administrator, select a client institution and use the “choose” option to create or modify Batch Rules.
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What was done?
Additional Nacha Fields Presented on Results and Batches Screens
The following Nacha fields have been added on the Results and Batches screens:
• Company Name
• Company ID
• Individual Identification Number
• Identification Number
• Individual Name
• Receiving Individual/Company Name
On the Results screen, these fields are displayed when the details are expanded and are relevant only for Account Status or AOA.
On the Batches screen, when populated, these fields are displayed within the Transaction Details section when the details are expanded and if pertinent based upon the SEC code.
Why is this useful?
ACH analysts can review relevant Nacha fields to enhance fraud research, analysis and mitigation.
How do I use it?
1. Login and use the main navigation bar options of Results or Batches to view transactions
2. Use the + symbol to expand the transaction desired for review
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